Speak with an advisor  ·  844 · 200 · 7201
Legal

Important Disclosures.

Context for the funding products, figures, timelines, and customer statements described on this site.

Last updated: August 4, 2026

I.No offer or commitment to lend

Nothing on this site is an offer, commitment, or guarantee of funding.

Submitting an application does not mean it has been approved. All funding is subject to our review of your application and supporting documents, verification of the information you provide, our underwriting criteria, and execution of final written agreements. We may decline any application.

II.Business purposes only

The financing described on this site is offered to businesses for commercial purposes only. It is not offered for personal, family, or household use, and it is not consumer credit. Products intended for business use are not subject to many of the protections that apply to consumer loans. You must be an authorized representative of the business to apply.

III.Rates, amounts, and terms

Funding amounts, ranges, repayment terms, and product descriptions shown on this site — including the ranges listed for each solution — are illustrative and describe what may be available across our products generally. They are not the terms of any offer to you.

What you actually qualify for depends on your business, its revenue and operating history, the information you provide, and our underwriting. Your final amount, rate, fees, payment schedule, and total cost of capital will be stated in the written agreement you sign before any funding is issued. Read that agreement in full — it controls.

IV.Funding timelines

References on this site to approvals in hours or funding within 24 hours describe outcomes that are achievable under favorable conditions — typically a complete application, prompt document delivery, and straightforward verification. They are not a guarantee, an average, or a commitment.

Actual timing varies with product type, the completeness and complexity of your file, third-party verification, and banking cutoffs and business days. SBA and other federally backed products generally take substantially longer than our shorter-term products.

V.Statistics and performance figures

Figures describing capital deployed, the number of businesses funded, and similar measures reflect our cumulative activity to date across all products. They describe our history as a company. They are not a projection, an average outcome, or an indication of what any individual business will receive or experience.

Any rating shown on this site reflects aggregated customer feedback at a point in time and may change. Past results do not predict future results.

VI.Customer statements

Testimonials and customer statements on this site reflect the experience of the individual who gave them. Individual experiences vary, and these statements are not a guarantee or prediction that you will obtain funding or have a similar experience. Statements may be edited for length or clarity, and names and business details may be shortened or generalized to protect privacy.

VII.Credit inquiries and reporting

Where this site states that beginning an application involves a soft inquiry with no impact to your credit, that describes the initial review only. If your application advances, we or a funding partner may request additional information and may obtain business and personal credit reports, which can involve a hard inquiry that affects credit scores. We will obtain your authorization before doing so.

Statements that funding decisions rest on the strength of your business rather than your credit score describe our underwriting emphasis. Credit history remains one of several factors we may consider. We may report account performance to commercial credit reporting agencies.

VIII.Product availability

Fund Big Advisory offers commercial financing where it is authorized to do so. Products, terms, and availability vary by state, and not every product described on this site is available in every state. Some products may be originated, funded, or serviced through partners where required.

To confirm what is available for your business and in your state, contact us using the details in Section XIV.

IX.State commercial financing disclosures

Several states, including New York and California, require lenders and providers of commercial financing to deliver specific, standardized disclosures — covering items such as the funding amount, finance charge, annual percentage rate, payment amounts, and prepayment terms — at the time a specific offer is made.

Those disclosures are transaction-specific and are provided with your offer, not on this website. Nothing on this page substitutes for them. If your transaction is covered, you will receive the required disclosures before you are asked to sign.

X.Equal opportunity

We extend credit to creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant’s income derives from a public assistance program, or because the applicant has in good faith exercised a right under the Consumer Credit Protection Act.

XI.Not professional advice

Content on this site, including anything in our insights or educational material, is general information only. It is not financial, legal, accounting, or tax advice, it does not account for your circumstances, and it should not be relied on as the basis for a financing decision. Consult your own advisors.

XII.Third-party content and links

This site may reference or link to third parties. We do not control them and are not responsible for their content, products, services, or practices, and a link is not an endorsement. Any dealings with a third party are solely between you and that party.

XIII.Changes

Products, terms, figures, and the content of this site may change at any time without notice. We update these disclosures as needed and will revise the “Last updated” date above when we do.

XIV.Questions

To ask about anything on this page:

See also our Privacy Policy and Terms of Use.